xiayetaro 发表于 2018-5-10 06:59 
你等真的降息你就知道了，我不是在胡说八道，我是有本的。
你没看到最近一两天房版的房屋中介都开始骂街 ...
看你说的话，就证明你还年轻，对贷款利率了解太少，而且还特别不虚心，不爱学习。看不懂不要紧 ，不明白还出来装大神，这才是问题，目前的利率，是历史低位，十年前 7%的利率，一样买房子，怎么5.88%就承受不了了？
就算不懂，你百度一下总可以吧？给你个表，历年贷款利率，你自己看吧。
历年贷款利率调整表
| 调整时间 | 六个月(含) | 一年(含) | 一至三年(含) | 三至五年(含) | 五年以上 | | 1996.5.1 | 9.72% | -- | 13.14% | 14.94% | 15.12% | | 1996.8.23 | 9.18% | 10.08% | 10.98% | 11.70% | 12.42% | | 1997.10.23 | 7.65% | 8.64% | 9.36% | 9.90% | 10.53% | | 1998.3.25 | 7.02% | 7.92% | 9.00% | 9.72% | 10.35% | | 1998.7.1 | 6.57% | 6.93% | 7.11% | 7.65% | 8.01% | | 1998.12.7 | 6.12% | 6.39% | 6.66% | 7.20% | 7.56% | | 1999.6.10 | 5.58% | 5.85% | 5.94% | 6.03% | 6.21% | | 2002.2.21 | 5.04% | 5.31% | 5.49% | 5.58% | 5.76% | | 2004.10.29 | 5.22% | 5.58% | 5.76% | 5.82% | 6.12% | | 2006.4.28 | 5.40% | 5.85% | 6.03% | 6.12% | 6.39% | | 2006.8.19 | 5.58% | 6.12% | 6.30% | 6.48% | 6.84% | | 2007.3.18 | 5.67% | 6.39% | 6.57% | 6.75% | 7.11% | | 2007.5.19 | 5.85% | 6.57% | 6.75% | 6.93% | 7.20% | | 2007.7.21 | 6.03% | 6.84% | 7.02% | 7.20% | 7.38% | | 2007.8.22 | 6.21% | 7.02% | 7.20% | 7.38% | 7.56% | | 2007.9.15 | 6.48% | 7.29% | 7.47% | 7.65% | 7.83% | | 2007.12.21 | 6.57% | 7.47% | 7.56% | 7.74% | 7.83% | | 2008.9.16 | 6.21% | 7.20% | 7.29% | 7.56% | 7.74% | | 2008.10.08 | 6.12% | 6.93% | 7.02% | 7.29% | 7.47% | | 2008.10.30 | 6.03% | 6.66% | 6.75% | 7.02% | 7.20% | | 2008.11.27 | 5.04% | 5.58% | 5.67% | 5.94% | 6.12% | | 2008.12.23 | 4.86% | 5.31% | 5.40% | 5.76% | 5.94% | | 2010.10.20 | 5.10% | 5.56% | 5.60% | 5.96% | 6.14% | | 2010.12.26 | 5.35% | 5.81% | 5.85% | 6.22% | 6.40% | | 2011.02.09 | 5.60% | 6.06% | 6.10% | 6.45% | 6.60% | | 2011.04.06 | 5.85% | 6.31% | 6.40% | 6.65% | 6.80% | | 2011.07.07 | 6.10% | 6.56% | 6.65% | 6.90% | 7.05% | | 2012.06.08 | 5.85% | 6.31% | 6.40% | 6.65% | 6.80% | | 2012.07.06 | 5.60% | 6.00% | 6.15% | 6.40% | 6.55% | | 2014.11.22 | 5.60% | 5.60% | 6.00% | 6.00% | 6.15% | | 2015.03.01 | 5.35% | 5.35% | 5.75% | 5.75% | 5.90% | | 2015.05.11 | 5.10% | 5.10% | 5.50% | 5.50% | 5.65% | | 2015.06.28 | 4.85% | 4.85% | 5.25% | 5.25% | 5.40% | | 2015.08.26 | 4.60% | 4.60% | 5.00% | 5.00% | 5.15% | | 2015.10.24 | 4.35% | 4.35% | 4.75% | 4.75% | 4.90%
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